Access Bank Credit Card
The access Bank credit Card offer versatile functionality across multiple channels, allowing our cardholders to conduct global transactions seamlessly on Point of Sale (POS) terminals, ATMs, and online.
Whether it’s a Debit, Credit, or Prepaid card, we provide a range of card types to meet the diverse needs of every customer.
The innovative Access Bank Contactless “Tap and Pay” cards represent the next generation of payment cards
These cards empower users to make payments effortlessly by simply tapping their cards on enabled Point of Sale (POS) devices and other terminals that accept payments.
Benefits and Advantages of Access Bank Credit Card:
With Tap & Pay, there’s no need to swipe your card or enter a 4-digit PIN. It offers a quicker, more convenient, and cost-saving method.
In collaboration with Visa, the card ensures maximum security through chip and antenna features, ensuring that payment details are transmitted securely without the card leaving your hand
For more information on the contactless cards, please refer to our Frequently Asked Questions (FAQs) available here.
Naira Denomination:
The Access Bank Credit is denominated in Naira, the local currency of Nigeria, making it ideal for domestic transactions and eliminating concerns about exchange rates.
Global Acceptance:
With the Access Bank Credit, users can withdraw cash from over 2 million ATMs and make payments at more than 30 million commercial establishments in over 220 countries worldwide, providing unmatched convenience for travelers and international shoppers.
Interest-Free Period:
Cardholders enjoy an interest-free period of up to 40 days, allowing them to make purchases and pay bills without incurring additional interest, provided the full amount is paid by the due date.
Additional Security Features:
The Access Bank Credit Card offers enhanced security through features like Verified By Visa (VbyV), a service designed to protect online transactions from fraud.
Generous Credit Limit:
With a credit limit of up to 50% of the monthly net salary, the Access Bank Credit Card provides financial flexibility to meet varying needs.
No Collateral Requirement:
Salaried employees can obtain the Access Bank Credit Card without the need for collateral, ensuring accessibility and convenience.
Minimum Monthly Repayment:
Cardholders benefit from a minimum monthly repayment requirement of only 15% of the outstanding balance, allowing for flexible financial management.
Ease of Bill Payment:
The Access Bank Credit Card streamlines the bill payment process, eliminating the need to check exchange rates and ensuring quick and efficient transactions.
Supplementary Cards:
Users have the option to request supplementary cards for family members or employees, extending the benefits of the Access Bank Credit to others.
Conclusión
The Access Bank Credit provides a host of benefits, including local and global usability, interest-free periods, enhanced security features, and flexible financial terms.
Whether for everyday expenses, international travel, or online transactions, this card offers a reliable and convenient payment solution for a diverse range of users.
Acessible | Access Bank Credit Card
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