Credit Card

Discover National Commercial Bank Cards


The National Commercial Bank (NCB) is one of Jamaica’s leading banks and offers a variety of banking services, including credit cards.

Request and approval !

Application: To obtain an NCB credit card, you typically need to fill out an application form providing personal information such as name, address, identification number, and proof of income.


Credit evaluation: NCB will assess your application based on factors such as credit history, income, and repayment capacity. They may request additional documentation to verify your information.

Approval: If your application is approved, NCB will issue a credit card with a specific credit limit, which is the maximum amount you can spend using the card.

Payments and Fees

Payments: Monthly, you will receive a bill from NCB detailing the expenses incurred during the previous period. It is important to pay at least the minimum amount indicated on the bill by the due date to avoid interest and penalties. However, it is advisable to pay the full amount to avoid accumulated interest.

Fees and charges: Credit cards usually have associated fees, such as an annual fee, interest rates, cash withdrawal fees, among others. Please refer to the terms and conditions of your NCB credit card for specific information on fees and charges.


Please note that this information is only a general overview and may vary depending on the specific credit card offered by NCB. It is recommended to contact NCB directly to obtain accurate details about their credit card products and services.

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