Standard Chartered Credit Cards
Standard Chartered Credit Cards Features and Benefits. The Standard Chartered Bank issues a range of credit cards, each offering compelling features and benefits across different categories.
These include activation perks, rewards/cashback advantages, travel privileges, milestone benefits, and more. Here is an overview of the general benefits associated with Standard Chartered Credit Cards:
Welcome Benefits:
Upon joining the card membership or paying the joining fee for a Standard Chartered Card, cardholders receive welcome benefits.
These may manifest as bonus Reward Points, gift vouchers, accelerated cashback, and other enticing perks.
Reward Points/Cashback:
Every transaction made with a Standard Chartered Credit Card accrues reward points or cashback. The accumulation of Reward Points varies across different card categories, with distinct reward rates for each SC Card.
Travel Benefits:
Catering to travel enthusiasts, Standard Chartered Bank offers select credit cards with captivating travel benefits.
These may include complimentary access to airport lounges, discounts on flight/hotel bookings, complimentary travel-related memberships, and more.
Milestone Benefits:
Cardholders unlock milestone benefits by achieving a minimum required spending within a specified timeframe.
Similar to welcome benefits, milestone rewards can take the form of bonus Reward Points, gift vouchers, and other valuable incentives.
Other Benefits:
Standard Chartered Credit Cards provide additional advantages, such as a 1% fuel surcharge waiver, zero liability protection, and spend-based waivers for annual fees.
These supplementary perks enhance the overall value proposition for cardholders.
Top 7 Standard Chartered Credit Cards
With a plethora of Standard Chartered Credit Cards available in the market, navigating through the features and benefits can be a daunting task.
To simplify the process, we’ve compiled a list of the top Standard Chartered Credit Cards along with their distinctive features:
SC Ultimate Credit Card:
- Annual Fee: Rs. 5,000
- Welcome benefit of 6,000 reward points.
- 5 reward points per Rs. 150 spent.
- 2% foreign currency markup fee.
- 5% cashback on duty-free spends at airports.
- Complimentary domestic and international lounge access.
- 5,000 reward points on card membership renewal.
- Air accident cover by HDFC ERGO General Insurance.
Standard Chartered Rewards Credit Card:
- No joining fee.
- 4x reward points on retail spends.
- Additional 4x reward points on crossing monthly spend milestone.
- Complimentary domestic lounge access.
- 1% fuel surcharge waiver and spend-based renewal fee waiver.
SC EaseMyTrip Credit Card:
- Co-branded with EaseMyTrip.
- 1 complimentary domestic lounge access every quarter.
- 2 complimentary international lounge access every year.
- 10x Reward Points on airline apps/outlets/websites.
- Up to 20% discount on Hotel and Flight booking via EaseMyTrip.
SC Emirates World Credit Card:
- Annual Fee: Rs. 3,000
- Welcome Gift: 4,000 Skywards miles.
- 6 Skywards miles per Rs. 150 on Emirates transactions.
- Complimentary domestic airport lounge access.
- 2 complimentary international lounge access (on spending Rs. 10,000 or more).
- 5% Cashback on duty-free shopping at airports.
- Personal overseas air accident cover worth Rs. 1 crore.
SC Priority Visa Infinite Credit Card:
- Exclusively for Priority Banking Customers.
- No additional fee for Priority Banking Customers.
- 5X reward points on overseas and retail fashion spends.
- 2X reward points on all other spends.
- 4 complimentary domestic lounge access (quarterly).
- Complimentary Priority Pass membership.
- Complimentary overseas air accident and medical insurance.
SC Manhattan Credit Card:
- Annual Fee: Rs. 999
- 5% cashback on groceries, departmental stores, and supermarkets.
- 3 Reward Points on other purchases of Rs. 150.
- Welcome benefit of 5,000 bonus Reward Points.
- Renewal fee waiver on spending Rs. 1,20,000 or more in the preceding year.
SC DigiSmart Credit Card:
- Entry-level cashback credit card.
- Nominal membership fee of Rs. 49 per month.
- Discounts on Myntra, Grofers, Zomato, and more.
- Buy 1 Get 1 offer for INOX movie tickets.
- Spends-based membership fee waiver on monthly spends of Rs. 5,000.
SC Platinum Rewards Credit Card:
- Annual Fee: Rs. 250
- 1 reward point per Rs. 150 spent on all categories.
- 5X Reward Points per Rs. 150 on dining and fuel purchases.
- Renewal Fee Waiver on spending Rs. 60,000 or more in the previous year.
SC Super Value Titanium Credit Card:
- Annual Fee: Rs. 750
- 5% cashback on fuel, utility bill payments, and phone bills.
- 1 reward point on every Rs. 150 spent.
- Complimentary lounge access worldwide.
- 100% cashback up to Rs. 1,500 on fuel transactions in the first 90 days.
Choosing the right credit card depends on your specific needs and preferences. Evaluate these options based on your spending patterns, lifestyle, and desired benefits to find the perfect fit for you.
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