Wells Fargo Autograph Card
For a credit card with no annual fee, the Wells Fargo Autograph Card boasts benefits fit for a celebrity.
It kicks off with a generous welcome bonus of 30,000 points after spending $1,500 within the first 3 months.
This card truly shines with high rewards, earning 3 points per dollar in various categories, including restaurants, travel, gas stations, transit, popular streaming services, and phone plans.
All other purchases still earn a respectable 1 point per dollar.
Here’s a breakdown of what qualifies for the elevated rewards categories:
Dining: Encompassing eating places, restaurants, drinking establishments, fast-food outlets, and caterers.
Travel: Covering airlines, hotels/motels, timeshares, vehicle/auto rentals, cruise lines, travel agencies, discount travel sites, and campgrounds.
Transit: Including passenger railways, taxis, limousines, ferries, toll bridges and highways, parking lots and garages.
Gas: Encompassing gas station purchases, including automated fuel dispensers and electric vehicle charging stations.
Select Streaming Services: Ranging from cable and pay television to digital goods, books, movies, music, and continuity/subscription services.
Phone Plans: Covering both landline and cellphone services under telecommunication services.
Wells Fargo Autograph Card Credit
Despite its lack of an annual fee, the Wells Fargo Autograph Card doesn’t skimp on additional perks.
It includes $600 in cell phone protection, subject to a $25 deductible, when you pay your cell phone bill with the card.
As a Visa Signature card, it also provides an array of travel protections and insurances, spanning from auto rental collision coverage to roadside assistance dispatch.
As well as travel and emergency assistance and referral services.
Advantages in the Card Credit
Moreover, the Autograph card offers a 0% introductory APR on purchases for the first 12 months from account opening.
After the introductory period concludes, a variable APR of 20.24%, 25.24%, or 29.99% applies to purchases and balance transfers.
While this introductory APR period might not compete with the longest on the market, lasting 12 months is still a notable perk.
Keep in mind that the card carries a balance transfer fee of up to 5%, with a minimum of $5.
Conclusión in the Wells Fargo Autograph Card
The Wells Fargo Autograph Card stands out as a no-annual-fee card that combines enticing rewards, valuable benefits.
And a reasonable introductory APR, making it an appealing choice for those seeking a versatile credit card without breaking the bank.
