Credit Card

Get An Absa Gold Credit Card


The Absa gold credit card is designed to meet the financial and lifestyle needs of customers. With this card, customers have the convenience of shopping at millions of establishments worldwide, both online and offline.

Absa cards typically offer a range of benefits, such as rewards programs, where customers can earn points for their purchases and redeem them for discounts, selected products, or services.

Additionally, cardholders can enjoy special promotions, exclusive offers, and discounts at a variety of partners and establishments.

Qualification criteria and requirements 

  • Required monthly income: R4 000
  • Age: 18 years or older
  • Required Documentation: Valid South African ID card or smart card, proof of residency and the latest proof of income for three consecutive months
  • Subject to accessibility review


  • Customized credit limit, based on the customer’s income and credit history;
  • Competitive annual interest rate, which may vary depending on the customer’s profile;
  • Rewards in the form of points for each purchase made, which can be redeemed for airline miles, discounts at partner stores, among other benefits;
  • Access to exclusive travel offers, such as discounts on accommodation, car rental and travel insurance;
  • Travel accident insurance, fraud protection and other customer protection services.

How to register

  1. On the Online Account Application page, enter the characters as displayed in the image
  2. Please complete the six-step assessment
  3. You may Save and continue later, or Continue at each stage of your assessment
  4. Click Apply when you have completed your assessment

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Get an Absa Gold Credit Card

The Absa offers a range of features and benefits to enhance your banking experience. Here are some of its key characteristics and advantages:

1. Gold Status: Enjoy the prestige of being a Gold cardholder, which comes with added perks and privileges.

2. Higher Credit Limit: The Absa Gold Credit Card offers a higher credit limit compared to standard credit cards, giving you greater purchasing power.

3. Worldwide Acceptance: Use your Absa Gold Credit Card globally at millions of merchants and ATMs that accept Visa/Mastercard, making it convenient for your travel needs.

4. Travel Insurance: Receive complimentary travel insurance coverage when you book your trips using your Absa Gold Credit Card. This insurance covers medical emergencies, trip cancellation, lost luggage, and other travel-related contingencies.

5. Extended Warranty: With this card, you can extend the warranty on selected purchases, providing you with peace of mind and added protection on your valuable purchases.

6. Rewards Program: Earn reward points on every eligible purchase made with your Absa Gold Credit Card. These points can be redeemed for a variety of rewards, including cashback, merchandise, or travel vouchers.

7. Contactless Payments: The Absa Gold Credit Card features contactless payment technology, allowing you to make quick and secure transactions by simply tapping your card at a contactless-enabled terminal.

8. Online Banking: Access your credit card account online or through the Absa mobile app to manage your transactions, track your expenses, and make payments conveniently.

9. Balance Transfer Facility: Transfer your outstanding balances from other credit cards to your Absa Gold Credit Card at a lower interest rate for a specified period, helping you consolidate and manage your debts more effectively.

10. Exclusive Offers and Discounts: Enjoy exclusive discounts, promotions, and special offers on dining, shopping, entertainment, and travel from partner merchants and establishments.


The information provided is for informational purposes only, and specific details may vary depending on the Absa Gold Credit Card variant and country of issuance.

It is always advisable to refer to the official Absa website or contact their customer service for the most up-to-date and accurate information.